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  • handelsbank Financing solutions - factoring and working capital financing
    Working Capital

    Constantly in focus: Working capital

    "We are enhancing our market leader position by continuous growth. Sufficient working capital is the key to success."

    Dirk Graber
    Managing Director

     

     
     

  • Working Capital

    When it really matters: Know-how

    "We promise our users a deeper understanding and better preparation. There is nothing we need to exploain to our bank in terms of e-commerce."

    Stephan Bayer & Colin Schlüter
    Managing Directors

     

  • handelsbank - financing solutions
    Working Capital

    What growth stories need: Support

    "Once a certain stage has been reached, high-growth companies need targeted assistance in financing. Traditional banks cannot keep up here."

    Christian Buchenau
    Managing Director

     
     

Working capital financing

Your key to growth.

Our offer for you

 

Which type of working capital financing is right for you is, of course, dependent upon the precise nature of your business. Here it is important to put debt financing into the hands of experts. A bank such as Deutsche Handelsbank is an option if the problem of working capital financing occurs in an early stage of the company's life.

We see the area of e-commerce and fast-growing companies in particular as our core segments. As we know the underlying business models, their opportunities, risks and the specifics of the market, we are able to work in coordination with solutions tailored to your company and stand by your side as a partner by helping your company achieve further growth.

We speak your language and know which factors play a decisive role in order to be a success on the internet. Thanks to our internet and financing expertise we are more than just a pure financial institution. We are partners at your side – for your success.

Use your equity for your growth as well as strategic investments in future, not for storage. With our working capital financing you can create financial room for manoeuvre for yourself. We support you with above average and seasonal growth thanks to individually take into account your business and tailored advice.

Requirements

The requirements for working capital financing outlined below are to be viewed on as an indication and are subject to a final check.

e-commerce companies (B2C)

  • Your company already distinguishes itself through a working business model with an annual turnover of at least EUR 5 m ("proof of concept").
  • A professional investor is already involved in your company and you have been able to successfully complete a Series A round. 
  • Your burn rate is at an appropriate balance of annual turnover and liquidity.

Saas/AdTech (B2B/B2C)

  • Your company already distinguishes itself through significant recurring business with an annual turnover of at least EUR 1 m ("proof of concept").
  • A professional investor is already involved in your company and you have been able to successfully complete a Series A round. 
  • Your burn rate is at an appropriate balance of annual turnover and liquidity.

This is how you apply for your working capital financing

Contact us with the following form. Your company customer advisor determines the individual needs of your company in a personal appointment and an offer tailored to your requirements.

ApplyOverdraft

Customer

Your benefits

Improvement of your liquidity

Margin increase

Increase of planning security

Increase of company growth

Flexible utilisation