Banking as a Service

Together we shape the future.

Put your visions into action. As a bank, we keep your back free.

Together we create sophisticated solutions for strong products. You realize your vision and we are your backbone as a bank.

Whether individual financing approaches, consumer loans, payment methods or alternative payment systems - as a fully licensed bank, we are happy to advise and advise you on which bank-specific peculiarities must be observed and take on the regulatory framework.

We always see ourselves as an individual partner who, in the background, meets all the banking and supervisory requirements for your business model and keeps your access to the customer free.

Let's start!

Your benefits

Individual banking backend solutions.

Together we design the right solutions for your products & services.
Scalable, flexible and sustainable.

The BaaS innovation team.

Get our innovation team to your side. Together we think and shape the world of tomorrow. We gladly support you with the know-how from numerous product developments.

 A strong competence partner.

You can focus on your customers and developing strong products. We answer all bank-specific and regulatory questions and ensure their implementation.

Our solution for fintechs

These selected brands trust us as a strong partner

FAQ

What services does Deutsche Handelsbank offer in the area of banking as a service?

With BaaS we understand any special financing forms such as factoring, (fronted) consumer credit, fronting models and other banking services that can not be covered using a standardized credit product.

What will this cost me?

Our approach is to accompany and support your ideas and to tailor products as individually as is required. Therefore, our conditions are always dependent on the cooperation model . Basically operating expenses and risk positions are priced in.

What information about my business model do I have to bring with me?

Basically, we want and need to understand your business model down to the last detail so that we can put together optimal processes together with you. In addition to your key financials, the presentation of cashflows, data flows and contractual relationships is helpful at the beginning.

How long does it take to implement a BaaS cooperation?

Due to our individual approach, we always see BaaS as a project business. The implementation of all processes and contracts are highly dependent on the business model. Under normal conditions, we assume a duration of implementation (initial talk to Go-live) of about 4 - 12 weeks.

Let's start!

Let's exchange ideas about your products & concepts! Together we can speed up your business!

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